phshy Casino Terms & Conditions

1 Acceptance of Terms

By accessing, registering on, or using the phshy Casino website and its associated services (collectively, the "Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"), together with our Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.

These Terms apply to all users of the phshy platform, including registered players, visitors, and any person who accesses any part of the phshy website. If you are accessing phshy on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to these Terms.

phshy Casino reserves the right to modify, update, or replace these Terms at any time. Material changes will be communicated to registered users via the email address associated with their phshy account. Your continued use of the Platform after any such changes constitutes your acceptance of the new Terms.

2 Eligibility & Age Restriction

To be eligible to use the phshy platform, you must satisfy all of the following conditions at the time of registration and at all times during your use of the Platform:

• You are at least twenty-one (21) years of age;
• You are a resident of or physically located in the Republic of the Philippines, or in a jurisdiction where online gaming is lawfully permitted;
• You are not subject to any self-exclusion order, whether imposed by phshy or by any regulatory authority;
• You are not an employee, contractor, director, officer, or agent of phshy Casino, nor an immediate family member of any such person;
• You are acting on your own behalf and not as an agent or representative of any third party;
• You have not previously had a phshy account suspended or terminated for breach of these Terms.

phshy Casino reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents may result in the suspension or permanent closure of your account and the withholding of any pending withdrawals pending investigation.

3 Account Registration

To access real-money gaming features on phshy, you must create a registered account. Each individual is permitted to hold only one (1) active phshy account. The creation of multiple accounts by a single individual ("multi-accounting") is strictly prohibited and may result in the forfeiture of all balances and permanent account termination.

When registering your phshy account, you agree to provide accurate, current, and complete information, including but not limited to:

• Your full legal name as it appears on a valid government-issued identification document;
• A valid and active email address or Philippine mobile number;
• Your date of birth, confirming you are 21 years of age or older;
• A secure password of your choosing.

You are solely responsible for maintaining the confidentiality of your phshy account credentials. phshy Casino will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to keep your login details secure. You must notify phshy immediately if you suspect any unauthorized use of your account.

phshy Casino reserves the right to refuse registration, suspend, or terminate any account at its sole discretion, including where it has reason to believe that the information provided is inaccurate, fraudulent, or in violation of these Terms.

4 Deposits & Withdrawals

phshy Casino supports the following payment methods for deposits and withdrawals by Philippine-based players:

• E-wallets: GCash, PayMaya / Maya;
• Bank Transfer: BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank;
• Debit Card: Philippine-issued debit cards linked to eligible bank accounts.

All transactions on phshy are denominated in Philippine Peso (PHP / ₱). Minimum deposit amounts and withdrawal thresholds are displayed within your phshy account dashboard and are subject to change with prior notice.

Deposits are generally credited to your phshy wallet promptly upon confirmation from the payment provider. phshy Casino is not responsible for delays caused by third-party payment processors, bank processing times, or network outages beyond our control.

Withdrawal requests are subject to identity verification and compliance review. phshy reserves the right to delay or withhold withdrawals pending the satisfactory completion of KYC verification or where there is a reasonable suspicion of fraudulent activity, money laundering, or breach of these Terms.

phshy Casino does not accept deposits made using credit cards for gambling purposes, in compliance with applicable Philippine regulations. Cryptocurrency deposits and withdrawals are not supported on the phshy platform.

5 Bonuses & Promotions

phshy Casino may from time to time offer bonuses, free spins, cashback rewards, and other promotional incentives to registered players. All bonuses and promotions are subject to specific terms and wagering requirements that will be communicated at the time the offer is made.

General conditions applicable to all phshy bonuses include:

• Bonuses are available to eligible registered players only and may not be transferred, exchanged for cash, or combined with other offers unless expressly stated;
• Wagering requirements must be met in full before any bonus-derived winnings can be withdrawn;
• phshy Casino reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice;
• Abuse of bonus offers, including but not limited to the use of multiple accounts to claim the same promotion, will result in the forfeiture of all bonus funds and may lead to account termination;
• phshy Casino's decision on all bonus-related matters is final and binding.

Players are encouraged to read the specific terms attached to each promotion before opting in. If you have questions about a particular phshy promotion, contact our support team before accepting the offer.

6 Game Rules & Fair Play

All games available on the phshy platform operate using certified Random Number Generation (RNG) technology or, in the case of live dealer games, are conducted by trained dealers in real time. phshy Casino is committed to providing a fair and transparent gaming environment.

By participating in any game on phshy, you acknowledge and agree that:

• The outcome of all games is determined by chance and/or skill, as applicable to the specific game type;
• The Return to Player (RTP) percentages for each game are determined by the game provider and are available for review within the game information panel;
• phshy Casino does not manipulate game outcomes in any way;
• Technical malfunctions void all pays and plays. In the event of a game error, disconnection, or system failure, phshy Casino will endeavor to resolve the issue fairly, but cannot guarantee the preservation of any game state or pending winnings;
• phshy's decision on any disputed game outcome is final, subject to the formal dispute resolution process outlined in these Terms.

7 Prohibited Conduct

The following conduct is strictly prohibited on the phshy platform. Engaging in any of the following may result in immediate account suspension, forfeiture of balances, and referral to relevant law enforcement or regulatory authorities:

• Registering more than one account on phshy;
• Providing false, misleading, or fraudulent information during registration or KYC verification;
• Using the phshy platform for any money laundering, fraud, or other illegal financial activity;
• Exploiting software bugs, glitches, or vulnerabilities to gain an unfair advantage;
• Using automated software, bots, scripts, or artificial intelligence tools to interact with phshy games or systems;
• Colluding with other players to manipulate game outcomes;
• Engaging in chargebacks or reversing legitimate transactions after receiving gaming services;
• Accessing the phshy platform from a jurisdiction where online gaming is prohibited by law;
• Allowing any third party to use your phshy account;
• Harassing, threatening, or abusing phshy staff or other players through any communication channel.

phshy Casino employs fraud detection systems and monitors account activity for suspicious patterns. Where prohibited conduct is detected, phshy reserves the right to take immediate action without prior notice, including the permanent closure of the account and the withholding of any funds pending investigation.

8 Responsible Gaming

phshy Casino provides the following responsible gaming tools to all registered players:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your phshy account;
• Loss Limits: Restrict the maximum amount you can lose within a defined period;
• Session Time Limits: Set alerts or automatic logouts after a specified period of play;
• Self-Exclusion: Temporarily or permanently exclude yourself from the phshy platform. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period;
• Reality Checks: Periodic on-screen notifications reminding you of the time elapsed and amount wagered during your current session;
• Account Cooling-Off: Take a short break from gaming without permanently closing your account.

To access any of these tools, log in to your phshy account and navigate to the Responsible Gaming section of your account settings. If you believe you or someone you know may have a gambling problem, we strongly encourage you to seek help. You must be 21 or older to use phshy Casino.

phshy Casino reserves the right to impose responsible gaming restrictions on any account where we have reasonable grounds to believe that a player may be experiencing gambling-related harm, regardless of whether the player has requested such restrictions.

9 Intellectual Property

All content on the phshy platform, including but not limited to the phshy brand name, logo, website design, graphics, text, game interfaces, software, and all other materials (collectively, "phshy Content"), is the exclusive property of phshy Casino or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the phshy platform solely for your personal, non-commercial entertainment purposes. This license does not permit you to:

• Copy, reproduce, distribute, or publicly display any phshy Content without prior written authorization;
• Modify, adapt, translate, or create derivative works based on phshy Content;
• Reverse engineer, decompile, or disassemble any phshy software or systems;
• Use any phshy trademarks, logos, or brand elements in any manner that could cause confusion or imply endorsement.

Any unauthorized use of phshy Content may result in the termination of your account and may expose you to civil or criminal liability under applicable Philippine and international intellectual property laws.

10 Limitation of Liability

To the fullest extent permitted by applicable law, phshy Casino, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the phshy platform, including but not limited to:

• Loss of winnings or gaming credits due to technical failures, disconnections, or system errors;
• Unauthorized access to your phshy account resulting from your failure to maintain the security of your credentials;
• Delays in deposit crediting or withdrawal processing caused by third-party payment providers;
• Any loss or damage arising from your reliance on information provided on the phshy platform;
• Interruption or unavailability of the phshy platform due to maintenance, technical issues, or circumstances beyond our control.

phshy Casino's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you into your phshy account in the thirty (30) days immediately preceding the event giving rise to the claim.

Nothing in these Terms shall limit or exclude phshy Casino's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.

11 Privacy & Data Protection

phshy Casino collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the phshy platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

phshy is committed to protecting your personal information and complying with applicable data protection laws in the Philippines, including the Data Privacy Act of 2012 (Republic Act No. 10173). Your personal data will not be sold to third parties. It may be shared with payment processors, identity verification providers, and regulatory authorities as required by law or as necessary to provide the phshy service.

For full details on how phshy handles your personal data, please review our Privacy Policy.

12 Amendments to These Terms

phshy Casino reserves the right to amend, update, or replace these Terms at any time. When material changes are made, phshy will notify registered users by posting a notice on the Platform and, where practicable, by sending a notification to the email address or mobile number associated with your phshy account.

The date of the most recent revision will be indicated at the top of this page. It is your responsibility to review these Terms periodically. Your continued use of the phshy platform following the posting of revised Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you must cease using the phshy platform and may request account closure.

13 Governing Law & Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute, controversy, or claim arising out of or relating to these Terms or your use of the phshy platform, the parties agree to first attempt to resolve the matter through good-faith negotiation. If the dispute cannot be resolved informally within thirty (30) days, it shall be submitted to the appropriate courts or regulatory bodies of the Philippines having jurisdiction over the matter.

Nothing in this clause shall prevent phshy Casino from seeking injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or to prevent irreparable harm.

14 Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your use of the phshy platform, please contact our support team. Our customer support is available 24 hours a day, 7 days a week.